Why is
Dynamic Copay
important?

Plan designs don't change often.
But when they do, they change everything.

Every 30 years or so...

the underlying benefit design of
health insurance changes.

Horse and buggy graphic
It’s been about 30 years since the high deductible health plan (HDHP) was created...

and today nearly 100M Americans have one. These plans have reduced coverage for Americans and have been unable to lower healthcare spend for employers.

An older style car
The next wave of health insurance plans is here.
It’s called
‍Dynamic Copay.

These plans offer something that deductible
based plans cannot provide.



They have upfront prices for healthcare.

Not an estimate.
Not a percentage.
A real dollar amount that you can understand.

Futuristic looking car, a Delorian

What is
Dynamic Copay?

The number one in a circle

Single out of
pocket cost

Eliminating deductibles and coinsurance removes complexity.

A table explaining the typical plan designs for insurance vs dynamic copay design, showing obvious benefits to dynamic copay designs
The number 2 in a circle

Out of pocket cost varies based on value

Varying out of pocket costs based on underlying cost and quality metrics aligns plan and member outcomes.

Showing the helm platform transforming Cost, member experience and quality data into a single copay
The number three in a circle

All out of pocket costs are "upfront"

Every covered service has a clear price tag from the start. You know exactly what you'll pay before making any decisions.

Ready to learn more about Dynamic Copay?

Schedule a demo
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